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Everything we couldn't fit on the calculator. 8 chapters, 25+ pages, plain English. From figuring out what you can borrow to getting the keys.
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Based on official sources: Revenue.ie, Central Bank, Citizens Information
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Am I actually a first-time buyer? The real all-in cost of buying. A realistic timeline.
Central Bank LTI rules in plain English. The stress test explained. Worked examples for single buyers and couples. Self-employment guide.
Help to Buy, First Home Scheme, and LDA Affordable Homes. Who qualifies, how to claim, common mistakes, and how to stack them.
The 10% rule and exceptions. Gifted deposits and what banks allow. The 6-month savings history rule.
AIP vs formal approval. The full documents checklist. Broker vs direct and how to choose. What to do when AIP expires.
New build vs second-hand. Reading a BER. Making an offer. What sale agreed actually means.
What your solicitor actually does. Survey vs valuation and why you need both. Life assurance and insurance requirements.
Stamp duty, solicitor fees, survey, insurance and valuations with realistic ranges per price bracket.
25+ pages written from official Irish sources. The complete picture before you talk to a bank or solicitor.
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